Special Rules For Returning To Work

The Social Security Administration (SSA) outlines specific criteria that must be met in order to receive Social Security Disability Insurance (SSDI) benefits. In addition, the SSA has a “Special Rules” list for when beneficiaries are considering returning to work.

This detailed framework is crucial for identifying eligibility criteria for different disabilities. If you’re currently receiving SSDI payments and are considering returning to work, the SSA offers a few options to help you transition and determine whether you’re still eligible for benefits.

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Key Components of The SSA’s Return to Work Rules

Navigating your Return to Work while on SSDI

Understanding these SSDI rules is critical for successfully navigating your return to work while managing your benefits.
01

Trial Work Period (TWP)

If you are receiving SSDI benefits, you have the opportunity to test your ability to work through the Trial Work Period (TWP). This period allows you to work up to nine months while still receiving your benefits. During the TWP, you can earn any amount without jeopardizing your eligibility.

Learn more about TWP
02

Substantial Gainful Activity (SGA)

After the Trial Work Period is over, Substantial Gainful Activity (SGA) applies. If your earnings exceed a specific threshold (updated annually), you may be considered to be engaging in SGA, which could potentially affect your benefits. For 2025, the SGA limit is set at $1,620 per month for non-blind individuals and $2,700 for those who are blind.

Learn more about SGA
03

Extended Period of Eligibility (EPE)

Following the TWP, you enter the Extended Period of Eligibility (EPE), which lasts 36 months. During this time, if your earnings fall below the SGA threshold, you can regain your benefits without needing to reapply. You would need to contact your local SSA office to apply for reinstatement.

04

Ticket to Work Program

The Ticket to Work program is designed to assist individuals in preparing for, finding, and maintaining employment while preserving their benefits. Participation in this program is voluntary and provides access to valuable vocational rehabilitation services that can facilitate a smoother return to the workforce.

Learn more about Ticket To Work
05

Reporting Requirements

It is essential to report any work activity to the SSA, including changes in your earnings and hours worked. Doing so will ensure that your benefits are maintained.

Navigating your Return to Work while on SSI

Understanding these SSI rules is critical for successfully navigating your return to work while managing your benefits.

Returning to Work While On SSI

SSI is an income and asset-based benefit.  Any work you perform can impact the amount of SSI money you receive per month.  To ensure accurate calculations by your local office and prevent overpayments we encourage individuals to utilize the SSA Mobile Wage Reporting App.  For information on how to report wages or other income see the SSA Wage Reporting page at: https://www.ssa.gov/ssi/reporting/wages

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At Disability Attorneys of Michigan, we provide our clients with the best possible chance of securing the Social Security Disability benefits they rightfully deserve. Our experienced team specializes in helping individuals navigate the complex application process for SSDI benefits, ensuring that every detail is addressed and every opportunity maximized.

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If you’re considering applying for Social Security Disability benefits, or have already been denied, don’t give up on securing the benefits you deserve. Contact us today to discuss your situation, explore your options, and understand how we can assist you in achieving a more stable and secure future.

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