If you’re unable to work due to a physical or mental disability, you may be eligible for both Long-Term Disability (LTD) benefits and Social Security Disability Insurance (SSDI). However, the rules surrounding these benefits can be complex. Let’s explore the key differences between LTD and SSDI, how they interact, and under what circumstances you can…
Managing personal finances can be complex, especially for individuals who rely on disability benefits for their livelihood. More than eight million people receive monthly Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), and some need assistance when it comes to managing their money. In these cases, the SSA can appoint a beneficiary’s friend…
Applying for disability benefits is a complex and lengthy process with many conditions to consider when determining eligibility. One of these conditions considered by the Social Security Administration (SSA) includes marital status and how much your spouse earns to support your household. So, does spousal income affect your eligibility for disability benefits? The answer depends…
If you have applied for disability benefits and are experiencing delays in a decision from the Social Security Administration (SSA), you’re not alone. Social Security wait times have increased over the past several years and have doubled since 2016. The total average processing time for 2024 so far is 225 days, compared to 110 days…
When you reach retirement age, your Social Security Disability (SSD) benefits will typically convert to Social Security retirement benefits without any additional application required. The amount you receive may stay the same, although it could be recalculated based on your work history and earnings leading up to retirement age. Additionally, while there are set limits…
An interview is a crucial step in your disability benefits application. This interview is typically conducted by a Social Security Administration (SSA) representative to gather information about your medical condition, work history, and other relevant details. The Social Security Disability interview should be approached carefully, with the guidance of an experienced disability lawyer to present…
When you’ve become disabled and need help, the Social Security Administration (SSA) offers numerous programs to provide assistance for yourself and your household. Unfortunately, many myths and false claims could steer an applicant in the wrong direction. Before you file your claim, here’s what you need to know: The Truth About Social Security Disability Myths:…
Turning 50 is a tremendous milestone for anyone. However, people collecting Social Security Disability Insurance (SSD) may wonder what this means for their benefits. While the rules for SSD technically do not change when the beneficiary turns 50, here are five ways the SSA considers age and could work in your favor. 1. Age Categories:…
The Social Security Disability claims process can often be a lengthy process of trial and error. Fortunately, once approved for benefits, you could be eligible for retroactive benefits, also known as backpay. Could I Get SSD Backpay? Once approved, backpay covers the period between the disability onset date and the application date – when…
Suppose you were approved by the SSA for disability benefits and begin collecting your monthly payments. In that case, you must expect routine Continuing Disability Reviews, or CDRs, for the SSA to ensure you’re still eligible. Receiving notice that the SSA will conduct a CDR for the first time could be nerve-wracking, and it could…
I will never forget you and the hard work you did to secure my Social Security Disability benefits. Thank you!
