Social Security Disability

What You Should Know About SSD Benefits and Divorce

man and woman signing divorce papers, wedding rings off October 17th, 2019

If you and a spouse decide to divorce, this is a major change in your life. In addition to the emotional aspects associated with going through a divorce, you are also forced to make many critical decisions about your future, including your finances. But what happens if a spouse has Social Security Disability benefits? Is…

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What is the 2020 COLA?

woman paying bills October 14th, 2019

The Social Security Administration recently announced the cost-of-living adjustment (COLA) will be 1.6% in 2020.  This increase applies to those receiving disability, retirement and veterans’ benefits. What is a COLA and How is it Determined? The COLA was created in order to increase benefits to account for the rising cost of consumer goods and inflation….

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Mental Illness and Social Security Disability

October 9th, 2019

Unfortunately, there is still a lot stigma and misunderstanding when it comes to mental health issues. This is despite the fact that millions of Americans live with a mental health conditions. The National Association of Mental Illness (NAMI) recognizes the first full week of October as Mental Illness Awareness Week. It does so in order…

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Can Student Loans Be Forgiven for Those Receiving Social Security Disability?

graduation cap and money September 23rd, 2019

Unfortunately for most students, student loans are a reality. These loans can be intimidating and difficult to pay off, especially for those who become disabled. Whether due to an accident or illness, grads who develop disabilities are often unable to work and make an income, which makes it virtually impossible to make student loan payments….

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Tips for Using Social Media to Protect Your Privacy

Cell phone with social media apps displayed September 16th, 2019

Most of us have some form of social media. We use it to express our feelings, stay in touch with loved ones, remember birthdays and events, and share images. But one way in which it can be used may just surprise you. The federal government may use it to monitor if you are eligible for…

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What is the Difference Between Back Pay and Retroactive Benefits?

sand in hourglass and cash on table August 29th, 2019

When you are approved for SSD benefits, you may be eligible for two separate forms of past due payments. But what are the differences between them? Let’s take a closer look. What is Back Pay? Back pay is benefits that are due to you from the time you applied for disability to the time you…

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How Much Will I Receive Each Month in SSD Benefits?

Social Security card and money August 27th, 2019

If you are approved for SSD benefits, the amount of money you receive will be based on the average of your lifetime earnings before your disability started. These are referred to as covered earnings, which you paid Social Security taxes on. How Does the SSA Calculate Benefits? The SSA uses an equation that takes into…

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SSA Hiring Freeze May Contribute to Increased Backlog in Disability Cases

stacks of paperwork August 13th, 2019

The Social Security Administration recently announced a hiring freeze, which could increase the backlog in Social Security Disability cases. Andrew Saul, the new SSA Commissioner, announced the freeze on July 31, and the notice stated the freeze was enacted in an effort to help improve hearings and field office wait times. The freeze affects all…

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Do’s and Don’ts of Social Security Disability Video

Do's and Don'ts Video Frame July 24th, 2019

Applying for Social Security Disability can be a complicated process.  If you or a relative or friend is considering applying for benefits, you may be wondering what you should do to have the best outcome. There’s a lot involved in the process, and many tips and steps to remember. To help simplify this, we’ve created…

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How Did the Social Security Disability Program Begin?

people lined up forming disability symbol July 16th, 2019

Nearly 63 years ago, the Social Security Disability Insurance program was signed into law. But how did we get there? In honor of the upcoming anniversary of the program’s passage, we take a look at how it all began. The Creation of Social Security  U.S. social workers and social scientists advocated for insurance that would…

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