If you are applying for SSD benefits and have a condition or impairment that is preventing you from working at substantial gainful activity level as outlined by the Social Security Administration, you may be eligible to receive Social Security disability benefits. Here’s what you need to know about how to apply for Social Security disability, and why an experienced Social Security disability attorney can help you:
Types of Social Security Disability: SSDI vs. SSI
Before you file a claim for Social Security disability benefits, it is important that you know there is a two types of social security disability — Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)—and whether you qualify for one of these programs, or both.
SSDI benefits are intended for those who are disabled or blind, and who are ‘insured’ by Social Security through their contributions to the Social Security fund during their relevant working years.
SSI benefits, on the other hand, are available to those who are blind, aged, or disabled and are also of limited income and resources. SSI beneficiaries do not have to be ‘insured’ through Social Security in order to receive benefits. In fact, this benefit type is even available to disabled children.
A consultation with an experienced Social Security disability lawyer can help you understand which benefit program is right for you prior to beginning your application. In some cases, a person may be eligible to receive both SSDI and SSI benefits simultaneously.
What You Need To Apply for Social Security Disability
When applying for Social Security disability benefits, it is extremely important to know what you need to apply for social security disability. The application must be both accurate and completed in full. Your application must contain:
- Personal information about you, including full name, Social Security number, date of birth, spousal information;
- Financial information, including your bank’s routing number and account number, your earnings, and your work history;
- Medical information, including contact information for doctors and hospital visits, prescriptions, and detailed information about your disability; and
- Important documents which can include W2s, proof of citizenship, and pay stubs.
Failing to include the above-listed information and materials in your application could lead to a technical denial, causing further delay and frustration.
What Happens After You Apply for Disability Benefits
Are you or a loved one wondering what happens after you apply for disability benefits? Once you have submitted an application for Social Security disability benefits, you may have to wait multiple months before receiving a decision from the Social Security Administration. Waiting on Social Security disability benefits in Michigan can be particularly trying due to the backlog in scheduling and deciding these cases.
If you are denied Social Security disability in Michigan, you have the right to appeal the decision within 60 days of the denial date. An experienced and dedicated attorney can guide you through what you need to know about the appealing Social Security Disability Insurance in Michigan process.
How Working With a Disability Benefits Lawyer Can Help
To improve the chances of your claim for benefits being approved, you should know how working with a disability benefits lawyer can help. The experienced Michigan-based Social Security disability attorneys at the Disability Attorneys of Michigan are skilled in helping people just like you obtain the benefits you deserve.
To get to work on filing or appealing your claim for benefits today, contact the Disability Attorneys of Michigan now for a free case consultation at 800-949-2900.