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How Long Does it Take to Get Backpay?

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The Social Security Disability claims process can often be a lengthy process of trial and error. Fortunately, once approved for benefits, you could be eligible for retroactive benefits, also known as backpay.   Could I Get SSD Backpay? Once approved, backpay covers the period between the disability onset date and the application date – when…

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Can a Widow Collect Their Spouse’s Social Security Benefits?

Losing a spouse is a difficult and emotional time in anyone’s life. Along with the grieving process, there are also financial considerations to consider. One of these considerations may be Social Security disability benefits. Can a widower collect their spouse’s Social Security disability benefits?   Widows May Be Eligible for Spouse’s Benefits Under Certain Conditions…

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What to Know About Continuing Disability Reviews

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Suppose you were approved by the SSA for disability benefits and begin collecting your monthly payments. In that case, you must expect routine Continuing Disability Reviews, or CDRs, for the SSA to ensure you’re still eligible.  Receiving notice that the SSA will conduct a CDR for the first time could be nerve-wracking, and it could…

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Wait Times for Disability Claims Are At an All-Time High

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If you are a Social Security Disability claimant waiting longer than usual for a decision from the SSA, you are not alone. In fact, you are joined by nearly one million Americans in the Social Security backlog. Due to underfunding and diminished staff, Social Security is seeing massive processing delays and cannot keep up with…

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What is the Reconsideration Stage in the SSD Process?

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If an initial application for benefits is denied, you can file for reconsideration. In the reconsideration phase, the claim will be reviewed once more by the SSA. If it doesn’t make it past the second review, it requires a hearing before an Administrative Law Judge (ALJ). If your claim enters the reconsideration phase, don’t panic…

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What You Should Know About SSD Claim Time Limits

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Social Security Disability benefits are designed to help those unable to work meet their basic needs with crucial financial assistance. If you have recently become disabled and can no longer support yourself, you may be eligible for benefits under certain conditions. This includes earning enough work credits and applying within Social Security’s claim time limits….

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SSA Cost of Living Adjustment Announced for 2023

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Recently, the SSA announced that the cost-of-living adjustment (COLA) for 2023 is 8.7% – the highest increase in payments in decades. This boost in monthly benefits will begin in January 2023. This is the highest the COLA has ever been since 1981, which saw an increase in benefits by 11.2%. For the approximately 70 million…

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How Does Bankruptcy Affect Disability Benefits?

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When you accumulate too much debt and can no longer pay your bills, you may file for bankruptcy to help repay your creditors. This could impact your financial standing in many ways, but fortunately, Social Security benefits are not affected by default by federal law. Social Security Disability benefits are considered exempt assets, meaning creditors…

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What To Know About the Airline Passengers With Disabilities Bill of Rights

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As the pandemic’s impact lessens, more Americans are following through on their travel plans. Unfortunately, with the increased volume of travelers, complaints follow suit, with consumer complaints against airlines up nearly 300% more over pre-pandemic levels. To mitigate this, the U.S. Department of Transportation (USDOT) Secretary Pete Buttigieg recently announced actions to help ensure a…

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Disability Benefits to Increase Significantly With Next Year’s Projected COLA

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Social Security Disability beneficiaries will likely be seeing an increase in their payments next year which may be the largest in decades. This is due to growing inflation and the continuously climbing cost-of-living in the United States, which informs the automatic cost-of-living adjustment, or COLA. The COLA is based on how any increase in the…

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